Terms of Service

These terms govern your use of SOPHIE Daddy Quant Blog ("SOPHIE," "we," "us"), a personal, independently-run educational site about investing, options, and quantitative finance. By using the site, you agree to these terms. If you don't agree, please don't use the site.

Educational content only — not financial advice

Everything on this site — articles, AI-generated analysis, signals, and commentary — is provided for educational and informational purposes only and does not constitute financial, investment, legal, or tax advice. Past performance does not guarantee future results. Always do your own research and consult a qualified professional before making investment decisions. You are solely responsible for your own investment decisions, and all investing involves risk, including loss of principal.

Accounts

Some features (commenting, bookmarking, donations) require signing in with Google. You're responsible for keeping your account secure and for anything that happens under it. You must be at least 13 years old to create an account.

Membership tiers

Tiers unlock additional access (e.g. premium articles) and, at higher levels, informal perks we provide personally (a page review, help with a video, a dedicated page) rather than automated features. These are provided on a reasonable-efforts, best-availability basis — there's no guaranteed delivery timeline, and we may adjust the tier ladder or what a given tier unlocks going forward, though we won't retroactively take away a tier you've already reached.

Donations

Donations are voluntary, one-time payments processed securely by Stripe — we never receive or store your card details. Donations are generally non-refundable except where required by law or at our discretion. Donating promotes your account tier as described on the donate page at the time of your donation; tier thresholds may change for future donations but won't reduce a tier you've already earned.

Your content

If you post comments, forum threads, or other content, you keep ownership of it, but you grant us a license to display it on the site. You're responsible for what you post — don't post anything illegal, harassing, spammy, or infringing on someone else's rights. We may remove content or suspend accounts that violate this.

Our content

Articles, analysis, and other original content on the site are ours (or used with permission) and are provided for your personal, non-commercial use. Don't republish or redistribute our content without permission.

Third-party services

We rely on third parties to run the site — Supabase (auth/database), Google (sign-in), Stripe (payments), Microsoft Clarity (analytics), YouTube (embedded video), and Vercel (hosting). Your use of features backed by these services is also subject to their own terms.

No warranty; limitation of liability

The site is provided "as is," without warranties of any kind. AI-generated analysis may contain errors, may be incomplete, and may not account for all market factors or recent developments. To the fullest extent permitted by law, we aren't liable for any losses or damages arising from your use of the site, including any investment decisions you make based on its content.

Termination

We may suspend or terminate access to the site or your account at any time, particularly for violating these terms.

Changes to these terms

We may update these terms as the site changes. We'll update the "Last updated" date above when we do; continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms? Reach out via Feedback.